GST/HST Rebates Return: $519, $680, & $179 Payments This April – Find Out Who Qualifies!

Understanding GST/HST Credits: The GST/HST credit, a non-taxable, quarterly payment from the Canada Revenue Agency (CRA), is set to be issued again starting April 4, 2025. This initiative aims to help low to moderate-income Canadians cope with ongoing expenses such as food, fuel, and utilities. Whether you’re a newcomer, filing for the first time, or checking if you qualify, this guide offers a detailed, authoritative breakdown of the GST/HST credit—including eligibility, amounts, and payment schedules.

Understanding GST/HST Credits

The GST/HST credit is designed as a substantial aid for Canadians dealing with increased living costs. Offering up to $680 per family and automatic eligibility through tax filing, it provides a straightforward method for financial support. By understanding the mechanics of this benefit, payment schedules, and ways to maximize your benefits, you can ensure that you fully leverage this opportunity. Remember, filing your tax return is essential to receive this benefit.

What is the GST/HST Credit?

The Goods and Services Tax/Harmonized Sales Tax (GST/HST) credit is a government-issued benefit designed to assist individuals and families with low or moderate incomes in reducing the taxes they pay on purchases. This benefit is not taxable and is calculated based on your income tax return.

The Importance of the Credit

This credit helps offset the 5% federal GST and blended HST, which includes provincial taxes, that Canadians pay on most goods and services. With prices on everyday items on the rise, this credit serves as a critical financial support for many.

Eligibility for the GST/HST Credit

To qualify for the GST/HST credit, you must:

• Be a tax resident of Canada
• Be 19 years or older
• OR, if under 19, you must meet one of the following:
  • Have (or had) a spouse or common-law partner
  • Be (or have been) a parent and live with your child

It’s critical to file an annual income tax return, even with no income, as this determines your eligibility and the amount you can receive.

How Much Can You Receive?

Here’s a detailed breakdown of potential maximum annual payments:

Individual Payment Details (2024–2025 Payment Year)

• Single person: Up to $519/year
• Married/Common-law couple: Up to $680/year
• Each child under 19: Up to $179/year per child

These amounts are distributed quarterly, meaning:

Note: If your credit is less than $50 per quarter, the full amount will be paid once annually in July.

Payment Schedule

Payments are scheduled for the 5th of the month in July, October, January, and April. For the 2024–2025 period:

• July 5, 2024
• October 4, 2024
• January 3, 2025
• April 4, 2025

If the 5th falls on a weekend or holiday, the payment is issued on the preceding business day.

Applying for the GST/HST Rebates

For Previous Tax Filers:

• You don’t need to apply. The CRA automatically assesses your eligibility when you file your tax return.

For New Residents or Non-Filers:

• Complete Form RC151 – for individuals who became residents of Canada
• If you have children, also complete Form RC66 – Canada Child Benefit Application

Additional Benefits You May Qualify For

Many Canadians eligible for the GST/HST credit also qualify for:

• Canada Carbon Rebate (formerly Climate Action Incentive)
• Canada Child Benefit (CCB)
• Trillium Benefit (Ontario residents)
• BC Climate Action Tax Credit
• Nova Scotia Affordable Living Tax Credit

These benefits are also income-tested and are triggered automatically when you file your taxes.

Common Mistakes to Avoid

1. Delaying tax filing – Without a tax return, you won’t receive the credit.
2. Not updating personal information – Always ensure your marital status, number of dependents, and direct deposit details are current.
3. Assuming you don’t qualify due to low/no income – The GST/HST credit is specifically designed for low-income earners.
4. Failing to register for direct deposit – Electronic payments are faster and more secure than paper checks.

Frequently Asked Questions (FAQs)

Do I need to apply for the GST/HST credit each year?

No. As long as you file your taxes annually, the CRA will automatically determine your eligibility.

What if I miss a payment?

If you believe you’re eligible but haven’t received a payment, access your CRA My Account or contact the CRA directly.

Can students receive the GST/HST credit?

Yes, if you’re 19 or older (or meet the exceptions) and file a tax return, you can qualify—even with zero income.

How is the credit calculated?

The CRA considers your adjusted family net income, family structure (e.g., married, children), and province of residence to determine the amount.

Can newcomers to Canada receive the credit?

Yes. Submit Form RC151 after becoming a resident, and you could be eligible in the next payment cycle.